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Only Courts Can Decide if COVID-19 Chaos is Included Under Business Interruption Coverage
April 21, 2020
Despite paying insurance premiums for years, businesses are now being told by insurance companies and brokers that the business interruption coverage in their policy does not apply to coronavirus losses. However, the question of whether business interruption coverage extends to losses caused by the current pandemic will ultimately be answered by the courts, not insurance carriers. These legal decisions will depend upon the specific language of the policy and the facts and circumstances surrounding the claim.
Kyle A. Johnson & Hal DeSaussure
Is Insurance Available for Coronavirus Losses?
March 27, 2020
The shutdown of non-essential businesses in Ohio and other states, as well as the economic impacts caused by the coronavirus, are forcing businesses to evaluate all options to keep their doors open and their staff employed. Many businesses are asking whether their insurance policies provide for the recovery of lost business income and expenses due to the coronavirus.
Kyle A. Johnson, Robert A. Hager, Justin M. Alaburda, Jeffrey C. Miller and Justin M. Lovdahl